dya gdya

Monday, January 19, 2015

Langkawi Island, Kedah 10-13 January 2015

Here we go...
Went to Langkawi through air transfers, AirAsia. Depart on Saturday night. When arrived at airport, just take taxi to Malibest Resort. Then, just relax n sleep. On Sunday, just relax while waiting my mum, sister and younger brother arrived. They are taking land transfer meaning take a ferry from Kuala Perlis jetty and arrive at Kuah jetty. just take about 45 minutes from Kuala Perlis jetty. RM 18 per person. More details, look at here https://langkawi-ferry.com/home/schedule.aspx .

Sailboat at pantai Cenang

there are a people who play what we called this ''belon terbang'' pulled by speedboat..

hot air ballon or what?

Traumatised with a MH370, just random snapshot when this plane trying to land at langkawi airport...

plane

we are just like visiting overseas...lot of tourist, just a group of malaysian this time....muehehe

yes...like drink coconut water when pregnant...

minum air kelapa time peknen

sepetang di Pantai Cenang, Langkawi bersama adik, kakak dan emak, & hubby

younger brother

sunset

faiz, syukor, siti, mak

me hiding 33 weeks ++

geng leh kowtim

we r

this is next activity which is island hopping (pulau beras basah, tasik dayang bunting and pulau singa besar(eagle feeding)

in the speedboat with mum

pulau beras basah

hope she can be happy all the time

very hot...kalau pergi trip petang, okay sikit kot....ini kitorang pergi trip pagi 9.30 am from jeti

eagle feeding, just a short moment

eagle feeding at pulau singa besar

dayang bunting ni adalah sebuah tasik yang berada di tengah pulau, like that la....sangat mencabar menaiki tangga, masa ni dah 32 weeks,..hahah

climbing the stairs to go there..muahaaha

look at this...looks like a pregnant woman, right!

and last before hantar mak balik, just go to dataran helang for a photography

and this is my moment with husband at the laksa power, jalan airport....

view at jalan airport menikmati laksa power

so, how about costing...
airasia pergi+balik -RM58/seorang
taxi from airport to malibest: rm20 per taxi (049551800-taxi airport, 049665249-taxi kuah town)
malibest resort : RM128/night, 3 night equals to RM 384
Island hopping RM 25/pax (Kak Siti: 0194053791 *Transport sudah tidak disediakan katanya, met at underwaterworld, for our cases, she just pick up and send back us because we dont know there is no pick up anymore, thanks kak siti)
we rent a car at airport for halfday only - RM 80 for mitsubishi, tak ingat contact number, but u can call this, i think they are partners, anuar @ fauzi
0134002720 @ 0122557584

cost untuk shopping at ismail group for chocolate, beras terbakar@padang matsirat for kain batik, pelekat n else.

Monday, December 1, 2014

Rumah Pertama Taman Desa Cinta Sayang

Assalamualaikum...

House hunter -basic needs

Kelmarin 30 november 2014 (Ahad)... p tengok tapak projek rumah Taman Desa Cinta Sayang, Sg Karangan, Kulim, Kedah. Harga rumah 95k, Single storey (Medium cost)... ok la, beli rumah ikut kemampuan, lepas tu direct p Wisma Keladi. Sg Petani, untuk bayar booking, tapi staf tanya loan macam mana, lulus ka...jawab la lulus KOT, jawapan tak pasti sbb call tanya agen Bank Public Kulim ja, kalau Public Bank Kepala Batas, Keladi kata boleh dapat confirmation terus...jadi dia kata takpa la, lani pihak kami reserve PLOT rumah kita pilih tu dan kami bagi tempoh sampai Khamis(4 December 2014) untuk dapatkan jawapan pasti lulus loan banyak mana. Kemudian, kalau nak proceed, boleh terus p bayar booking fee RM 2000....jadi, hari ni, Isnin dah submit semua dokumen pada Miss Stacy Public Bank Kepala Batas, PP, by emel dan tunggu jawapan dari bank lulus tak 90 %

Jadi 4 Disember 2014 (Khamis) petang dapat jawapan hanya layak 80%....buntu aku memikirkannya...balik rumah, fikir punya fikir..how to solve all of this....esok tu Jumaat, pagi, sy call Cimb Kepala Batas, to check whether i can get 90% or not, dia check randomly, key in, key in, dia kata ok, takda masalah pa, boley 90%, ...tapi dia kata tunggu masuk sistem lu, baru p bayaq booking....then aku cakap 'tapi keladi bagi tempoh reserve sampai ahad ja'...kemudian dalam masa yang sama, aku submit semua dokumen by emel kat dia...rasa cam pasrah ja time tu sambil2 dok whatssapp bank Public Penang..

Tiba-tiba petang Jumaat tu jugak, En Kamaruzaman Cimb K.Batas call bagitahu,,,semua takda masalah pa..dan siap tanya bila boleh p bayaq booking..dia kata lagi 'lepas p bayar booking, suruh keladi fax kat dia',...syukur...happy dengar....jadi 7 Disember (Ahad), i ask my brother to bayar booking...and Isnin, I mesej banker Cimb tanya, ada keladi fax apa apa tak...dia jawab ada..dia hantar 8 Disember(Isnin) tu jugak gi approval....esok tu 9 disember(Selasa) dia mintak IC & kwsp husband and my latest bank statement...aku send by emel tengahari gitu all dokumen, sebab baru balik dari interview kat Putrajaya.

Then, dia cakap...Khamis or Jumaat boleh tau....and semalam (Khamis), dia call petang camtu...dia cakap...lulus 90%....alhamdulillah..syukur sangat...dan dalam masa yang sama (jawapan dari Public dulu) Public bank penang bagitau approve just 85%...still not achieve what i want..but syukur Allah makbulkan doaku agar lulus 90%.....then deal dgn Cimb tu 26/12/2014 (Jumaat), I go back to Kedah and sign all loan agreement n offer letter...(sebab kerja kat selangor). Semoga dipermudahkan urusanku..amin...

Start bulan Mac 2015 i have to pay installment('profit' bahasa mudah 'bunga')even tak duduk lagi. Due 1 april.

Total duit perlu keluar

Booking RM 2000 (7/12/14 - Ahad)

Balance RM 7500 (5/1/2015 - Isnin)

SNP & Loan Lawyer fees RM 3436.75 (9/1/2015 - Jumaat)

Total RM 12 936.75

2k tu duit gaji sendiri lumpsump,

Baki keluarkan KWSP aku and husband total about 11k,

Nak keluar KWSP, proses 2-3 hari ja kot dah masuk dalam bank sendiri,

Dokumen, kena ada SNP agreement and loan agreement dulu, baru boleh gi keluar KWSP.